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License and Insurance Requirements for Contractors in Lexington, KY 

When you have a siding project, you want to make sure you have the best contractor you can get so the job is done carefully and correctly. Some states require all their siding contractors to have a trade license and liability insurance as a standard to work in the state and for the protection of homeowners. However, in Kentucky siding contractors aren’t required to have a license or insurance to work, so homeowners must find other ways to evaluate contractors. 

Siding Contractor in Lexington, KY

Licensing
It would be beneficial to homeowners in the Lexington, KY area if contractors are required to have a state license to practice. A license means companies must meet basic standards of knowledge and skill in order to legally work as a siding contractor. It gives something homeowners to compare contractors to because they can determine the quality of a contractor by if they have a license or not. Since Kentucky doesn’t require contractors to have a license, homeowners must determine the quality of siding contractors through other methods, making it even more important to be careful about their contractor selection. 

Insurance
Additionally, it would be helpful for homeowners if their contractor has liability insurance. Liability insurance protects both the company and homeowners in the event of an accident, such as if someone is injured on your property or if workers damage your home. If something bad were to happen, the insurance company would be responsible for covering the expenses so the matter doesn’t need to be taken in court. Kentucky contractors aren’t required to have liability insurance, but some of them do have it. For your safety, it would be best to work with a contractor that does have insurance if possible. 

Alternative Criteria
Despite Kentucky’s lack of contractor requirements, there are still ways to determine the quality of a contractor. The most important aspect to look at is the contractor’s reputation. To determine the contractor’s reputation, ask for references from their past jobs in the Lexington, KY area, especially for projects that were similar to the one you want done. It’s a good idea to validate the references by calling the homeowners and asking how satisfied they were with the contractor’s work. You can also go to the Better Business Bureau’s website to get more information on the reliability and reputation of a contractor. 

Another good way to determine the quality is to run a background check on the contractor. A background check will reveal if the contractor has a criminal record or has been sued by previous homeowners. If company has a record or has faced lawsuits in the past, it best not to work with them for your safety because you probably won’t be satisfied with their work either. 

Contractor Screening
We can save you time and money by helping you find a high quality, pre-screened contractor in the Lexington, KY area for free. We do the hard work of researching contractors for you. For your safety, we have screened all of our contractors with our extensive ProScreen contractor verification process before we let them into our network. With ProScreen, we run an extensive background check on contractors that they must pass in order to be able to work with us. We will connect you with up to four of the best Lexington siding contractors in the area. Get free estimates today!

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